September 2017

Sell With a Realtor Or Sell To An Investor For Cash

Thinking of Selling Your House?

When deciding to sell your house you have three options: 1. You can sell with a Realtor (Real Estate Agent) or, 2. You can do FSBO (For Sale By Owner), or 3. Sell to an Investor for CASH.

Each scenario has its pros and cons which we have outlined for you below. Everyone’s situation is different and we want to make sure you make the best decision possible.

We have also outlined some key questions you should ask yourself before deciding which approach makes the most sense for you.


Realtors on average will be the best source for selling your property at max value. It is also a proven fact that you will sell it 50% faster using the services of a local real estate agent versus trying to sell on your own. Since most agents are current on the most popular design trends they will be able to guide you with respect to any updates that need be made in order to get maximum sale price for your house. With an agent who specializes in your neighborhood, they may have connections to buyers through colleagues and past clients that you do not have access to. Most people will benefit from enlisting the help of a realtor.

Costs to Sell With a Realtor

The average cost to enlist the help of a realtor is 3%-6% of the sales price. For example if you sell your home for $200,000, it will cost you anywhere from $6,000-$12,000 at closing.

If you decide to use a real estate agent to sell your property, then you will more than likely be dealing with buyers using either an FHA or Conventional (Fannie Mae loans). This means that after their bank does an appraisal you could possibly be required to pay seller concessions, reduce the purchase price or make additional repairs.

Selling to a buyer using a Fannie Mae loan also means you will be dealing with at least a 30 day wait to close. This time is required by the banks to perform due diligence. Unavoidable.

Let’s also not forget the impact of appraisals. All banks will require that the house be appraised. The appraisal may or may not match the sales price. In the event it doesn’t, you as the seller will be faced with the decision of lowering your price to match the appraisal, or backing out of the deal. Then you’re back to square one.inspection may reveal items that do not meet city requirement, which can get costly to fix.

The buyer will want to hire a private inspector to do their own due diligence on the property. This can also get costly if the inspection happens to reveal any defects unaware to you as the seller. If the buyer has high demands this can get costly. Some cities may also require an inspection of their own that could reveal items that do not meet city requirement, which can get costly to fix.

The extra money you make selling with a real estate professional may cancel out when you factor in all of the above costs of selling.

Selling to an Investor for Cash


First, whether we do an inspection or not, you will NEVER pay any seller concessions for repairs or updates. We buy houses as-is, meaning we do all the repairs.

We can close on your time table. If you need a quick close, we can make it happen. If you need a little more time to find your next house, we can facilitate that as well. We offer to pay moving and relocation costs for some clients who qualify as well.

At APEX, we usually don’t require appraisals, however in the event we do it will not affect what you get at closing or the time it takes us to close.

We cover all the closing costs. All you as the seller pay is back taxes and HOA dues.

Also, we’re not realtors so you pay us ZERO in commissions. If there ever is a realtor fee associated with one of our transactions it will NEVER affect the amount of money you receive at closing.


You will never get full market value for your property when you sell to a Cash Home Buyer like APEX. However, when you add together all of the money you save from the “Pros” above, and then place a value on the amount of time you’d save, selling to a Cash Home Buyer usually makes the most sense.

There are some questions you need to ask yourself before deciding which route to take.

  1. Does my house need repairs?
  2. Does it need updates or repairs?
  3. Do I need to sell immediately?
  4. Is the list of repairs too much for me to handle right now?
  5. Do I really want to pay to move all my stuff?

If you answered yes to any of the questions above, then selling to a local real estate investor who has the cash to close right away may be your best option. Call us at 844-388-APEX(2739) for a fair cash offer today! We buy houses as-is and close fast. Often in as little as 7-days.

If you’ve maintained your house over the years and you can afford to have it sit on the market for a while, then consulting a local real estate agent might be the best option for you. We have a vast network of Real Estate Professionals we work with everyday. Call us at 844-388-APEX(2739) for a great referral!

APEX Home Buyers is based out of Houston, TX, however we buy houses all throughout Southeast Texas. We maintain an A+ rating with the BBB (Better Business Bureau).

We’re Here To Help.

-APEX Home Buyers